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Canadian HELOC Limit Estimator

Estimate your maximum allowable Home Equity Line of Credit (HELOC) based on strict Canadian OSFI regulations. In Canada, a HELOC alone can only be up to 65% of your home's appraised value, and your total debt (mortgage + HELOC) cannot exceed 80%.

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Your HELOC Estimate

Max Total Debt Allowed (80%): --
Less Current Mortgage: --
Available Equity for Borrowing: --
OSFI HELOC Cap (65% of value): --
Maximum HELOC Limit
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