Skip to main content

Canadian CMHC Eco Plus (Energy Efficient) Premium Refund Calculator

Calculate your CMHC insurance premium and estimate the 25% refund available when you buy or build an energy-efficient home in Canada under the CMHC Eco Plus program.

Property Details

$
$
%
%
Maximum 25 years if down payment is less than 20%.

CMHC Eco Plus Refund

$0

Estimated 25% Premium Refund

Breakdown
Base Mortgage Amount $0
CMHC Premium (0%) $0
Eco Plus Refund (25%) -$0
Net CMHC Premium $0
Total Mortgage Amount $0

Monthly Impact (Estimated)

Payment (Standard): $0
Payment (with Refund): $0
Monthly Savings: $0

The refund is typically processed after closing. The "Payment (with Refund)" assumes you apply the refund directly to your principal balance. To qualify, a home must meet specific energy efficiency standards (e.g., Built Green, ENERGY STAR, LEED) and have CMHC insurance.

Related Calculators

🏠

Mortgage & Stress Test

Core payment calculator with stress test.

 💡

Affordability Calculator

Maximum home price from GDS/TDS ratios and stress-test rules.

 🛡️

CMHC Insurance Premium

Default insurance premium tiers and PST due on closing.

 ⚠️

Mortgage Penalty (IRD)

Break penalty: 3-month interest or IRD.

 📆

Payment Frequency Savings

Monthly vs bi-weekly vs accelerated — interest and time saved.

 ⚡

Multi-Unit Sub-Metering ROI

Calculate the forced appreciation and return on investment of installing sub-meters and shifting utility costs to tenants.

 🔨

Substantial Reno GST/HST

Determine if your flip triggers CRA mandatory GST/HST on sale.

 🏗️

Construction Draw Mortgage

Interest on progressive draws while building.

Suggested Properties

High Traffic Retail Plaza

High Traffic Retail Plaza

Excellent property available immediately. Great location and competitive price...

$0.00
Modern Industrial Warehouse

Modern Industrial Warehouse

Excellent property available immediately. Great location and competitive price...

$0.00
Luxury Suburban Home

Luxury Suburban Home

Excellent property available immediately. Great location and competitive price...

$0.00
Skyline View Condo

Skyline View Condo

Excellent property available immediately. Great location and competitive price...

$0.00