Canadian Commercial DSCR Calculator
Calculate the Debt Service Coverage Ratio (DSCR) for your Canadian commercial real estate or investment property. Estimate your Net Operating Income (NOI) and compare it against your annual debt obligations using standard Canadian semi-annual mortgage compounding.
Analysis Results
What is DSCR? The Debt Service Coverage Ratio compares a property's Net Operating Income (NOI) to its debt obligations. A DSCR of 1.0 means the property generates exactly enough income to pay its debt. Commercial lenders in Canada typically look for a DSCR of 1.20 to 1.25 or higher.