heading_title
Estimate your net living costs when house hacking a multi-family property (e.g., duplex, triplex). Calculate the Canadian semi-annual mortgage payments, offset by rental income, and see how the CMHC 50% rental income rule boosts your mortgage qualification.
Net Out-of-Pocket Cost
This is your effective monthly housing cost.
CMHC Qualification Boost
When buying an owner-occupied duplex/triplex/fourplex, CMHC allows you to add up to 50% of the gross rental income to your qualifying income.