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Estimate your net living costs when house hacking a multi-family property (e.g., duplex, triplex). Calculate the Canadian semi-annual mortgage payments, offset by rental income, and see how the CMHC 50% rental income rule boosts your mortgage qualification.

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Monthly Income & Expenses

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Income from the units you are renting out.
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$
$
$

Net Out-of-Pocket Cost

$0

This is your effective monthly housing cost.

Monthly Breakdown
Mortgage Payment (w/ CMHC) $0
Property Taxes $0
Insurance, Utils & Maint. $0
Total Housing Expenses $0
Less: Rental Income -$0

CMHC Qualification Boost

When buying an owner-occupied duplex/triplex/fourplex, CMHC allows you to add up to 50% of the gross rental income to your qualifying income.

Annual Rental Income Added: $0

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