Canadian CMHC MLI Select Estimator

Evaluate your multi-unit (5+ units) property for the CMHC MLI Select program. Calculate your qualification points across Affordability, Energy Efficiency, and Accessibility to determine your CMHC insurance premium, maximum Loan-to-Value (LTV), and maximum amortization.

1. Affordability Commitment

Commit to maintaining a minimum percentage of units at affordable rent levels for at least 10 years.

Affordability Tier

2. Energy Efficiency Commitment

Commit to reducing energy consumption and greenhouse gas (GHG) emissions relative to the National Energy Code for Buildings (NECB) or the existing baseline.

Energy Efficiency Tier

3. Accessibility Commitment

Commit to providing accessible units within the project.

Accessibility Tier

MLI Select Results

Total Points 0

Minimum 50 points required to qualify.

Max Amortization -
Max LTV (Purchase/Refi) -
CMHC Premium -

Disclaimer: This tool is for estimation purposes only. CMHC MLI Select program rules, premiums, and point structures are subject to change. Consult with a CMHC-approved lender for exact qualification details.

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Canadian CMHC MLI Select Estimator

1. Affordability Commitment

2. Energy Efficiency Commitment

3. Accessibility Commitment

MLI Select Results

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Canadian CMHC MLI Select Estimator

1. Affordability Commitment

2. Energy Efficiency Commitment

3. Accessibility Commitment

MLI Select Results

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