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Canadian Mortgage Affordability Calculator

Determine your maximum purchase price and mortgage amount under the Canadian OSFI Mortgage Stress Test using standard GDS (39%) and TDS (44%) constraints.

Affordability Details

Total combined household income before taxes.
Car loans, credit card minimums, student lines of credit, etc.
%
$
Enter 0 if purchasing a freehold property. Note: 50% of condo fees are used in affordability calculations.

Results

Enter your details and click calculate to see how much you can afford.

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