Canadian First-Time Home Buyer (FHSA & RRSP HBP) Calculator
Optimize your down payment using the Canadian First Home Savings Account (FHSA) and the expanded $60,000 RRSP Home Buyers' Plan (HBP). Calculate your estimated tax refund, total available down payment, and repayment schedule.
Your Details
Up to $8,000 per year (Lifetime limit $40,000).
Up to $60,000 limit for Home Buyers' Plan.
Your Results
Estimated Tax Refund
$0
Tax savings from your combined FHSA and RRSP contributions.
Total Down Payment Available
$0
Your FHSA + RRSP HBP combined.
RRSP HBP Repayment
$0 / year
Repayment starts in the 5th year after withdrawal and must be completed over 15 years.
